Programme Overview

The Bachelor of Commerce (B.Com) in FinTech is a three-year undergraduate programme spread across six semesters that integrates core commerce education with emerging financial technologies. The program equips students with a strong foundation in accounting, finance, banking, and economics, alongside specialized knowledge in digital payments, blockchain, cryptocurrencies, financial analytics, and FinTech regulations.

Students gain a structured understanding of the traditional financial system—banking, markets, and institutions—before progressing to advanced topics in FinTech innovation, regulation, and financial crime prevention. The curriculum emphasizes conceptual clarity, analytical rigour, and applied learning through projects, simulations, and industry tools

Curriculum Highlights:

The program is organised around carefully curated thematic modules that progressively build expertise:

Financial System & Banking Foundations:

• Conventional financial architecture, monetary policy, central banking, equity, debt and derivatives markets, and the role of financial institutions.
• Core banking functions, including deposits, lending, payments, treasury, risk and compliance, serving as a base for understanding digital disruption.

FinTech Ecosystem & Digital Innovation:

• Exposure to LendTech, PayTech, InsurTech, WealthTech, RegTech and SupTech, and how these sub-domains are reshaping financial services.
• Case studies on peer-to-peer lending, crowdfunding platforms, robo-advisory, and digital insurance models, linking theory with real-world practices.

Digital Payments & Cryptocurrencies:

• Evolution from cash and cheques to cards, online payments, UPI-based systems and mobile wallets in the Indian and global context.
• In-depth study of major cryptocurrencies, mining, wallets, exchanges, and regulatory approaches including AML, KYC, and consumer protection.

Blockchain Technology & Applications:

• Principles of decentralized, immutable ledgers, smart contracts, and consensus mechanisms.
• Exploration of use cases beyond finance, including supply chain traceability, digital identity, and intellectual property protection.

This academically grounded structure ensures students understand both legacy systems and the technological innovations transforming them.

Why Specialize in FinTech at Ramaiah College of Arts, Science and Commerce?

• Part of the Ramaiah Group of Institutions with a strong academic and industry-oriented ecosystem
• Future-ready curriculum combining core commerce with digital payments, analytics, and FinTech innovations
• Aligned with India’s high-growth FinTech sector (USD 550.9 billion by 2033; 17.4% CAGR)
• Global outlook supported by rising FinTech investments (USD 24+ billion)

Career Opportunities

Graduates of the B.Com with FinTech program are prepared for roles across FinTech startups, banks, non-banking financial companies (NBFCs), consulting firms, technology companies, and regulatory or support institutions. Typical profiles include:

• Compliance Analyst
• Risk Analyst
• FinTech Developer
• Financial Analyst
• Data Analyst / Data Scientist
• Product Manager
• Compliance Specialist
• Blockchain Developer
• Cybersecurity Analyst
• Fraud Investigator

This combination of academic depth, applied learning and structured industry engagement equips students for meaningful and evolving careers in the FinTech domain.